We know no one ever plans to stop paying their bills. Things just happen; divorce, loss of job, serious injury etc. Because of events like these, should your credit be wrecked forever? We at TR & Associates don’t think so!

For over 15 years TR & Associates has been helping clients to improve their credit. With thousands of satisfied customers, TR & Associates can assist you in restoring your past credit history and helping you get the credit you deserve. Our  job is to help you improve your credit scores and to get your credit profile back into the best shape possible. Whether you are looking to purchase or refinance a home, purchase a new vehicle or you just want to improve your current financial standing, TR & Associates can help you get back on track.

Credit has become increasingly important in today’s world and will continue to do so as more credit approvals and even employment opportunities rely on your credit file. Many times people simply lack the knowledge or personal assistance they need. Our program improves your credit rating by helping you remove the negative items that cause credit scores to go down. When negative information is removed it can help you reduce your interest rates, help you make a purchase, or even improve your chances in a job interview. Our knowledge of the Fair Credit Reporting Act, the Consumer Credit Reporting Reform and the Fair Debt Collections Practice Act, in addition to our years of experience allows us to best provide the service you require. On a daily basis our service is helping to remove negative inaccurate, misleading, obsolete, outdated and unverifiable information from credit reports, including bankruptcies, judgments, collections, charge offs, foreclosures, tax liens, slow pays and others.

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